Plus, you can only track expenses with the priciest plan-both QuickBooks and FreshBooks offer small-business expense tracking up front. You can send unlimited invoices and quotes with only the Growing and Established plans, which start at $32 and $62 a month, respectively. However, Xero's $11 a month plan limits you to entering only five bills and sending only 20 invoices a month. You don't have to pay extra to delegate responsibilities like bank reconciliation or expense tracking to another team member: time-saving collaboration is built into your price. Unlike nearly every other accounting solution (including QuickBooks and FreshBooks), all of Xero's accounting and inventory software plans include unlimited users. For just $11 a month, Xero lets you send custom invoices, reconcile bank transactions, capture receipts for easier record keeping, and track inventory.īut as a small-business accounting tool, Xero really stands out on the collaboration front. We love Xero for its robust features and low starting price.